Wells Fargo Home Mortgage (WFHM) is the loans & credit division of the fourth largest US bank known as Wells Fargo Bank, N.A. A subsidiary of Wells Fargo & Co, one of the largest financial service providers in the country, the bank is ranked fourth in terms of assets and first in terms of market capitalization. The headquarters is located in San Francisco, California but its office in Sioux Falls, North Dakota is still used as the main office for legal purpose. It is to be noted here that it was actually Minneapolis-based Norwest Corporation that bought Wells Fargo in 1998 but continued using the brand name of the latter owing to its popularity across the country.
Wells Fargo Home Mortgage is the largest mortgage loan originator today. It has strengthened its position as the top home finance company in recent years, more after its acquisition of the once largest sub-prime lender Wachovia Corporation in 2008. Together they have generated business that easily catapulted them to become the largest home mortgage lender in the nation. Presently there are nearly 6000 retail branches or stores and 12000 ATMs spread across the country to serve as many as 70 million customers nationwide. The total strength of employees now stands at over 280,000 persons.
Wells Fargo Home Mortgage Rates
A wide range of mortgages, home loans and refinance solutions are available at Wells Fargo. Each of its products offers the most competitive interest rates, which might vary according to the individual credit rating reports and locations of the borrowers. There are special programs for first time homebuyers and there are solutions for seekers of second mortgages, home equity loans, reverse mortgages and refinancing options also.
WFHM rates do not remain static for too long as the different factors affecting these keep on changing all the time. This is the reason why you need to check the today’s rates on its website quite too often to get updated and use the lock-in option to freeze until closing the best Wells Fargo mortgage rates. Browse our website to get an idea of what the company is current offering to home loan seekers.
Wells Fargo Mortgage Payment
Wells Fargo offers a number of mortgage payment options – online banking, bill pay, easy pay and payment by phone, credit card or mail – just to help customers pay on time and keep current. If however someone has missed one or two payments or expects a tough time ahead there are loan modification programs and hardship assistance plans that may help homeowners retain their most valuable possession.
Even if these do not suffice the need of troubled borrowers there are house selling options like short sale or deed-in-lieu of foreclosure to help you save at least your credit rating and keep alive your hope for a mortgage loan some time in future. Call customer service department at 1-800-869-3557 any time to get solutions to general banking queries. Mortgage customers can get specialized solutions by calling the following home mortgage customer service phone numbers.
Wells Fargo Home Mortgage Customer Service Phone Number: 1-877-937-9357
Existing customers can dial this number to manage their account: 1-866-234-8271
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