Wells Fargo Mortgage Payment is possible online as well as through conventional options – sending to an address via mail or an overnight delivery, using phone or credit card or visiting a branch. It all depends on your goal and preference to choose an option that works fine and helps you pay in time and well before the expiry of the allowed grace period. The payment calculator available online may help you know the amount due on you each month. Moreover, it is also possible to avail payment deferral and other assistance programs if you are currently facing financial trouble or expecting it to arrive soon.
Wells Fargo Mortgage Payment Online
Wells Fargo Online is the most convenient payment gateway as you can easily access it whenever you want and from wherever you are. There are four options to make payment but to use any of these you need to sign on first. You can obtain your login ID and password by going through a simple enrolment process and signing up online.
Wells Fargo Preferred Payment Plan and Wells Fargo Easy Pay allow you to use any checking account whereas Bill Pay and Transfer Funds are possible only when you have a checking (or savings also in the latter case) account at the bank.
All these options are available free of cost. Bill Pay is free only for the first two months. Wells Fargo Mortgage Online Mortgage Payment options help you avoid being late by allowing you to enable automatic payment feature.
Wells Fargo Mortgage Payment Options
The Easy Pay option allows you to pay online as well as by phone. But the service is not free when you use the latter option, which requires you to pay $15. To use Wells Fargo phone payments you can dial 1-800-288-3212 and there is no enrollment necessary to avail the service.
Preferred Payment Plan is designed for easy budgeting and it allows you to set up automatic feature and even pay off your mortgage or the principal amount earlier without worrying about prepayment penalty. It also gives you flexibility of choosing a weekly, biweekly, semi-monthly or monthly payment option without any extra cost. Enrollment to this service is possible online as well as by phone at 1-866-386-8519 and by fax at 1-866-278-1179.
Under Bill Pay option it is allowed to use a credit card in certain circumstances but remember your payment will be cancelled if you do not have sufficient credit on you credit card account. On the other hand, if you are using a checking account then an overdraft protection fund is created under the similar circumstances.
Wells Fargo Mortgage Payment Address
If you choose to pay by personally visiting a branch then you need to search online for a nearby payment center. To use ordinary mail or overnight mail you can use the following Wells Fargo Mortgage Payment Mailing Address:
Wells Fargo Home Mortgage
1200 West 7th Street
Los Angeles, CA 90017