Here’s a quick checklist of the information we’ll need from you in order to process your application for a home loan.

Here’s What You Need

In order to process your application for a home loan, we’ll need to gather some straightforward information from you regarding your finances.

To verify your income, we’ll need the following items as they apply to you:

• Pay stubs for the past 30 days
• W-2 forms for the last two years
• If you are self-employed or commission-based, you’ll need to provide tax returns for last 2 years (all pages)
• If you are obligated to pay or are relying on income from child support or alimony, or there is a division of property in a divorce settlement, then a signed Divorce Decree (all pages) will be required.
• We’ll also ask for proof of funding/down payment, such as:
• Bank, Investment and/or 401K Statements for past two months (all pages)
• If your funding is contingent on sale of current home, you’ll need to provide a Settlement Statement (sold) or Contract (sale pending)
• Some other information we will need:
• Rental history including landlord contact information
• Bankruptcy filing and discharge papers (all pages)
• VA Loan: Certificate of Eligibility, copy of DD214
• Signed Application (also known as a 1003)

Please note, some lenders may not require that you submit the above documentation as a condition to submitting your loan application and/or providing you with a Good Faith Estimate.