SunTrust Mortgage Payment is possible through online as well as conventional methods. There are multiple options, each with features that can help you pay SunTrust mortgage conveniently well within the permissible limit of a grace period.

You are free to choose any option, but the objective must be to keep current and avoid delinquency. Note that you may have to pay a fine if you default on your due date or do not respect the grace period if it is applicable in your case.

In case you need to change to a different loan program, you can use SunTrust mortgage payment calculator to see what kind of interest rates or loan terms will help you reduce your monthly payments provided you qualify for the same.

SunTrust Mortgage Payment Options

Here is the list of SunTrust mortgage payment options:

• SurePay ACH
• ePay
• Bill Pay
• Just in Time EFT (JIT)
• Bi-Weekly Payment
• Visiting a local branch
• Sending a mail to post office address on your monthly statement

SunTrust Mortgage Payment Online

The first four options mentioned above are categorized under SunTrust Mortgage Payment Online. To use any of these, you are required to log on to your mortgage account first and then register for the service you want to use. SurePay and ePay are free services, but JIT and Bill Pay may be chargeable subject to certain conditions.

The most convenient option among all these is SurePay, which allows you to set up an automatic payment deduction schedule from a checking or savings account that you have at any bank. With this, you need not log in to your account each month and set the date of transfer each time you do. Moreover, you can make extra payments if you want to build equity faster. To register for this service, you can either call the customer service department at 1-800-634-7928 or send a secure email.

The other free online option known as ePay is used for making one-time payment through any bank account. You must know the routing number and transit number in order to use this service. Online bill pay service, which is accessible 24 hours a day, is a convenient way to pay different kinds of bills instantly, but you may need to pay a fee if you want to use a bank other than SunTrust Bank. Just in Time EFT is a service that allows you to make a payment on the same day, although at a cost that is determined by the bank. Call 800-634-7928 for more information.

SunTrust Mortgage Payment Address

The other options include bi-weekly payment, temporary buydown, visiting a branch or center and sending a mail to SunTrust mortgage payment address. The bi-weekly option is a plan under SunTrust mortgage equity accelerator program. The plan can help you pay off your loan balance quickly and build your home equity faster. For more information, you can call 800-209-9700. To make a payoff request, on the other hand, you need to contact a customer service representative. You can also login to request a payoff statement.

The SunTrust Mortgage payment address is as follows:

SunTrust Mortgage, Inc.
PO Box 79041
Baltimore, MD 21279-0041