HSBC Mortgage Rates are based on the financial indicators of the local market. As the bank has stronger presence in New York and New Jersey than any other markets in the country, the rates today available on its website are good for these two states.

For other locations, you need to contact the customer service department or talk to a loan officer for more details in this regard. You can also check HSBC mortgage rate history to get an idea of how the market has influenced its offerings in the last few years.

Another tool that you might need before deciding upon a loan product is HSBC mortgage rate calculator. A mortgage rate calculator can help you decide whether to buy points in order to lower your rates or find a product that best matches your finance requirements while allowing you to make payments conveniently throughout the loan term.

HSBC Mortgage Rate Today

Here is a sample of HSBC Mortgage Rate Today procured from the authentic sources. However, you need to visit the website of the bank to get updated information on the same. This is because interest rates keep on changing according to the changes in the various market indicators.
Loan ProductsIntrest RatesAPR15 Year Fixed Conforming4.500%4.749%30 Year Fixed Conforming5.125%5.277%30 Year Fixed FHA/VA4.875%5.063%30 Year Fixed Community Works4.750%4.896%30 Year Fixed SONYMA4.500%4.690%3/1 Year ARM Conforming3.375%3.206%5/1 Year ARM Conforming3.625%3.345%

HSBC Mortgage Rates Refinance

HSBC also offers an array of refinance product aimed at existing customers willing to switch over to another loan product in order to obtain a lower rate and payment schedule or use the equity for a cash-out refinancing. Here are the current HSBC refinance rates.

Refinance Loan ProductsInterest RatesAPR15 Year Fixed Conforming4.500%4.749%30 Year Fixed Conforming5.125%5.277%30 Year Fixed FHA/VA4.875%5.063%

For more rates and other information, contact the customer service department at 1-888-346-1717. You can also browse our website to get a detailed account of various aspects of HSBC Mortgage.