BB&T Mortgage is a subsidiary of Branch Banking and Trust Company, a financial institutional currently ranking among top ten banks in the United States. BB&T Corporation, as the company is known, is headquartered in Winston-Salem, NC, with sizable presence in a number of US markets including North & South Carolina, Kentucky, Virginia, West Virginia, Tennessee, Georgia, Alabama, Florida, Texas, Indiana, Maryland and Washington, DC. With assets well over the $150 mark, the company offers a diverse range of products and services online as well as through more than 1,800 financial centers spread nationwide.

BB&T has adopted an operating strategy that distinguishes it from other mortgage and loan servicing providers. The power to take decisions has been delegated to the local level, thus ensuring faster solutions, more reliable services and more responsive attitude towards the valued customers. The local operating body, known as community bank, is headed by a regional president who makes it sure that the consumers’ requirements pertaining to home mortgage application, loan approval, loan modification & other home retention options and foreclosure prevention options like short sale are fulfilled within time and with an understandable manner.

BB&T Mortgage Rates

BB&T provides home loan solutions to first time buyers as well those buying a home for the second time or wising to refinance an existing home. The interest rates for all these products match the best in the industry. There are fixed-rate loans in various term options as well as adjustable-rate loans that are available at lower rates in the initial years. Other home mortgage options include Construction-to-Permanent Loan, Veteran’s Administration Loan and Low Down Payment Loan. A calculator may help you assess your finance requirements and the home you can afford. There is a separate BB&T Mortgage Calculator for your every calculation and analysis requirement. You can even generate the complete mortgage amortization schedule showing you the payment amount and interest rate for each month during the loan life.

BB&T Mortgage Payment Center

BB&T Mortgage Payment Center is located in Charlotte, NC, if you prefer to send your payments using a US mail or an overnight delivery. It is also possible to pay your mortgages each month by visiting a nearby payment center of the bank. However, the most convenient way to do so is to use the online payment gateway, which acts like a virtual BB&T mortgage payment center. You must have valid login information to access your online mortgage account. A simple registration process will enable you to set up your username and password, which are the keys to successfully log in to your account and carry out online fund transfer, view principal balance & statement and do a number of other activities.

BB&T Mortgage Customer Service

BB&T Mortgage Customer Service is available for new customers as well as for existing customers seeking refinance solutions or experiencing payment difficulties. If you are facing hardship or expecting a foreclosure soon, it is better to contact the loss mitigation department of the bank. The customer service representative will help you get the phone number and address of a loan specialist available near you. Here are the contact numbers for BB&T Mortgage Customer Service.