Chase Home FinanceJP Morgan Chase offers mortgage origination and loan servicing solutions through its wholly-owned subsidiary known as Chase Home Finance, LLC. The company operates through a number of departments located at different places in the country. The addresses and phone numbers for most of these departments are accessible to its registered users only through Chase Online. However, we have tried to gather as much contact information as we could for the benefits of our users.

Chase Home Finance Insurance Department

The Atlanta based Chase Home Finance Insurance Department handles general requirements of the borrowers for homeowners, flood and wind insurance.

Chase Home Finance
P.O. Box 47020
Atlanta, GA 30366
Fax: 1-678-475-8799

The issues concerning private mortgage insurance (PMI) and mortgage insurance premium (MIP) are looked after by the Columbus OH based department.
Chase Home Finance
Attn: PMI Department
P.O. Box 24726
Columbus, OH 43224
Fax: 1-614-422-6313

Chase Manhattan Bank also has a loss draft department to process insurance claim check of the customers. To get your claim check endorsed mail it to the following address:

For regular mail:
Chase Home Finance
Loss Draft Department
P. O. Box 47607
Atlanta, GA 30362

For overnight mail:
Chase Home Finance
2405 Commerce Avenue
Building 2000, Suite 100
Duluth, GA 30096

It is generally a requirement with many lenders to have their name and address listed as loss payee under the mortgagee clause. Either of the following addresses of JP Morgan Chase bank should be there on the mortgagee clause.

Chase Home Finance LLC
ISAOA
PO Box 47020
Doraville, GA 30362
Phone: 877-530-8951

Chase Manhattan Mortgage Corporation
ISAOA/ATIMA
P.O. Box 57012
Irvine, CA 92619

Chase Home Finance Payment

A part of your monthly payment goes towards paying insurance and taxes. An escrow account is maintained by the bank for this purpose and it also carries out an annual escrow analysis to see if it can sufficiently pay all your insurance and tax liabilities in the following year. There may be a deficit in it due to disbursement clearing in trust, tax reassessment or some other reason. You will get a notification requiring you to replenish the shortage before the time comes to make the deposit. Following is the address to send your check in this regard.

Chase Home Finance
Attention: Research Department
P.O. Box 24696
Columbus, OH 43224-0696

Tax bills can be sent to the following address:

Chase Home Finance
Attention Tax Department
P. O. Box 961227
Ft. Worth, TX 76161-0227

If your tax amount is increased following a reassessment you will need to provide the bank with its verification. Use the above address of the tax department to send the documentation or the one given below to send via overnight delivery.

Chase Home Finance
Attn: Tax Department
1 First American Way
Westlake, TX 76262-5914

You can also call the toll-free number 1-877-314-6353 or use the fax number 1-817-826-1173 to fax the verification details.

After every payment, the bank sends you a billing statement, which usually takes seven to ten business days to reach you. Extra payment is not possible with the bill pay feature of Chase Online. Customers facing hardship can get benefit from loan modification, forbearance or any other home retention options.

Chase has an array of solutions to provide help for homeowners. If any of these does not work out you still have options for a short sale or a deed-in-lieu of foreclosure to pay your debt obligations and avoid bankruptcy. It is possible to modify active bankruptcy accounts subject to the approval of Chase bankruptcy department.

The contact details for the Assumptions Department are as follows:

Chase Home Finance
Attn: Assumptions
2210 Enterprise Drive, SC1-2025
Florence, SC 20501
Fax Number: 1-614-413-2062

Issues concerning subordination and its requirements are dealt by Legacy Chase Unit located at Phoenix AZ and Rochester NY.

For more on Chase Home Finance visit its website or log on to your mortgage account.